Ms. Teal is a PRO
I am writing you in regards to one of your top Real Estate Agents.
I put my home up for sale in March or April with an agent in my area. For several months there was nothing done on the sale, so I placed it with others also to no avail but there were a few more than before, then I placed it with Ingrid Teal. Ms. Teal did not give me any negative attitude as some of the others had done. She did not tell me about all of the negative things about our home but rather the positive. It seems to me any agent who can only gives you the negative of a sale is not very well groomed for the job. Ms. Teal was recommended to me by a satisfied customer, and what better recommendation is there. Ms. Teal is honest, very communicative, and certainly has your best interest at heart. You can be proud to have her on your staff and she is one of the reasons you have the letters "All Pro" on your letter head. Selling Long Distance
Hope this finds you doing well and selling many homes in Southern California. Debbie and I wanted to let you know how much we appreciate all that you did for us in selling our house in Palmdale. Prior to enlisting your services, we were very concerned about selling the Palmdale California house with us living way over in Jackson Georgia. After interviewing realtors in the Palmdale area, we chose you because of your credentials, professionalism and the way we seemed to be able to communicate from the start. We were impressed that we had Buyers looking at the house the first day of listing and had a contract that went to closing within the first week. We want you to know that even though we were 2000 miles away, you were always just a telephone call away. We never experienced concern, stress or anxiety knowing that you had everything under control. If we had the same situation to go through again, we would go through it again with you. Thank you for such a professional sell. We hope that God blesses you and that today you have a Terrific Tuesday. -Ron Moon
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Buyers Remorse >First Time Loans
Most first-time buyers can qualify for a mortgage loan, but they may need help from parents to make the down payment or closing costs on their home. There are loan programs that minimize the down payment and closing costs for first-time buyers. These programs usually require that 3 to 5 percent of the purchase price come from the buyers' funds, not from a loan or gift. Most lenders ask for the last three months' bank records. The borrower will be asked to reveal the origin of any large deposits. If the money comes from the homebuyer's parents, the lender may not consider those funds when qualifying the buyers.
Parents who are planning to help their children finance a home should transfer any funds several months before the house-hunting process begins. If it is a loan rather than a gift, a formal re-payment agreement should be drawn up between parents and children to eliminate potential misunderstandings or future complications with either estate.
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| Q |
What structure is regarded as the best surviving example of Pennsylvania Dutch architecture?
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| A |
The Georg Muller House in Milbach, PA, built in 1752. |
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